Credit repair · Done for you
Evictions disputed.
A record of a prior eviction that can surface in tenant and credit screening.
What are evictions?
An eviction record is a court filing that lands in tenant screening databases, the reports landlords actually pull when you apply for housing. Evictions do not appear directly on your Equifax, TransUnion, or Experian credit report, but the money side of one usually does, because unpaid rent, fees, and damages get sold to collection agencies and report like any other collection. So one eviction can block you twice, once in tenant screening and again through the collection dragging your credit score down.
How evictions hurt your score
Eviction records can block housing approvals outright, and the rent collections that follow an eviction hit your credit score like any other collection, up to seven years of drag from a single filing. Together they make both renting and borrowing harder.
Your rights under the law
Tenant screening companies are consumer reporting agencies under the Fair Credit Reporting Act, which means the same accuracy rules apply to them as to the credit bureaus. You have the right to dispute eviction records that are inaccurate, outdated, or unverifiable, including filings that were dismissed, sealed, or resolved in your favor but still report as evictions. The rent collections on your credit report can be disputed on the same grounds as any collection, including validation demands.
How we dispute evictions
We attack both sides of an eviction. The rent and fee collections on your credit reports get validation demands and disputes with all three bureaus. Screening records that are inaccurate, outdated, or unverifiable, including dismissed or resolved filings still reporting as evictions, get challenged with the screening companies under the same federal accuracy rules.
We challenge items that are inaccurate, outdated, or unverifiable. We never promise to remove accurate, current, and verifiable information. Results not typical; individual results vary.
Covered by the Diamond plan
Disputes for evictions are included in the Diamond plan, starting at $200 down and $200 bi-weekly. Best for complex / high-volume files.
Questions about evictions, answered straight.
Does an eviction show up on my credit report?
An eviction does not appear directly on your credit report. It lives in tenant screening databases landlords use. What hits your credit report is the money side, unpaid rent and fees that get sold to collectors and report as collection accounts.
How long does an eviction stay in screening databases?
An eviction record can generally be reported in tenant screening for up to seven years. Records older than that, and filings that were dismissed or sealed but still reporting, can be challenged under the Fair Credit Reporting Act.
Can I dispute an eviction that was dismissed?
Yes, an eviction that was dismissed, sealed, or resolved in your favor and still reports as an eviction is a strong dispute. Tenant screening companies must report accurately under federal law, and a dismissed case reporting as an eviction is not accurate.
Can I rent again after an eviction?
Renting after an eviction is harder but far from impossible. Clearing inaccurate screening records and disputing the related collections improves what landlords see, and many will work with applicants whose reports show the situation was resolved.
Also on your report, we work on these too.
See exactly what's on your report. Free.
I pull all three bureaus, map every negative item, and walk you through what can be disputed. One call. No paperwork on your end. No commitment required.
- All three bureaus reviewed together
- Every negative item mapped and explained
- Zero pressure, zero obligation
Free, no obligation
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Submitting this form is not a contract. Results not typical; individual results vary.
